Investment
We are investment experts and design individual investment concepts for our customers. We advise you on choosing the right bank account, setup a flexible investment strategy with investment funds and create a tax-optimized retirement savings solution.
Insurance
As an independent insurance broker, we work in the interests of our customers. We analyze all existing contracts and, if necessary, optimize the current insurance situation. Because of our financial concepts you will never pay too much for your insurance and are still well protected.
Coaching
We live in a consumer society and make often fundamental financial mistakes. We will help our customers to manage their money better, to avoid unnecessary expenses and to build up an investmentportfolio with the goal to become financial independent in the future.
Commercial
We compare more than 280 commercial insurance policies to find a comprehensive insurance for your business. We advise you on simple business liability insurance, on directors & officer insurance and vehicle fleets up to the protection of special risks.
Financing
We will find the right bank partner for you with the best offer for your real estate financing. We compare up to 230 different banks independently for our customers with the goal to optimizing your interest expense and ensuring flexible loan repayment terms.
Real Estate
Real Estate offers opportunities, but also many risks. However, to make a house / apartment purchase profitable for you, various factors are crucial. We are happy to help you independently in the decision-making and also show you attractive and konservative alternative investments.
Ihr unabhängiger Investmentberater und Versicherungsmakler aus Berlin
Our mission
Independence, Vision and Trust. These qualities have been the pillars on which our business success rests for more than ten years. A bonsai tree stands as a symbol of living nature. The attitude of such a tree is associated with effort and regular care. So that your assets continue to grow and your financial concept is always optimally tailored to you, we see our service above all in continuous support, where we regularly monitor your portfolios and, if necessary, optimize them or change insurance companies as needed.
For us it is very important that you are actively involved in the process of financial conception and asset structuring and deal with the issues. Together, we create a tailor-made financial concept and realize your goals and dreams together.
Your way to financial independence.
First Meeting
The first meeting serves to get to know each other. Above all, it is very important for us to find out from you where you currently stand financially and where you would like to go in the next few years. We talk with you intensively about your current situation and at the same time about your dreams, wishes and goals.
- Analysis of your finances, income situation and opportunities for optimization
- Individual financial check of your current situation
- Target planning and financial coaching
Concept Creation
After we have defined your goals and wishes, we will create a personal financial concept for you. We provide this in advance by email or by post, so that you can deal with the individual topics. In addition to suggestions for the individual products or strategic approaches, the concept also contains further information, performance overviews, the conditions of the respective product providers and comprehensible articles.
- Development of an individual financial concept
- Definition of a suitable investment strategy
- Create awareness, vision and mission
Presentation and Adaptation
For the concept presentation a personal discussion in our office in Berlin Mitte is recommended. Of course, we also serve international customers. Here we make a call or a video conference. Of course, we also like to visit you at home or in your company. In a personal exchange, we will answer all your questions and explain the background to our recommendations. Together, we then tailor the financial concept to your individual situation and send you suggestions for changes if necessary.
- Presentation of the individual financial concept
- Asset accumulation, asset protection, retirement provision
- Adaptation of the personal insurance concept
Implementation of the financial concept
After we have perfectly matched your financial concept to your situation, we start implementing it. Bear in mind that our financial concepts and investment strategies are always a process. As a rule, this process takes 2-3 years from the first product to the complete financial concept. In some cases it is faster. In other cases, it takes longer. No matter how long the implementation takes. We are at your side from the first step to your financial independence and beyond.
- Implementation of the financial concept
- Objective and coordination of the next phases
Service and long-term investment management
Of course, we serve our customers on a long-term basis and are constantly in contact with our customers. We regularly inform you about news from the world of finance (such as changes in legislation), give you tips how to save taxes and inform you in good time about meaningful changes in custody accounts or about interesting investments.
- Control and dynamic reorganization of your financial concept
- Regular adjustment of the investment strategy according to the target agreement and the current market situation
Customer reviews
Take a look at what our customers say about us in order to get a better impression of our service.
Daniel Bossenz is a very helpful and professional financial adviser. He provided me such a great advice on German insurances, pensions and investment options. He’s always available to answer my questions and do the research to make sure that my investments and insurances are on track with my needs. As I’m a non-German speaker living in Germany, I had an easy understanding of where my finances and saving goals are heading. Highly recommended!
I was referred to Mr. Bossenz by a colleague for insurance related products. He has consulted me for financial investment and insurance related matters. I am very happy with his consultation and will recommend him to anyone who is searching for a thorough professional in this subject area.
Easy communication, easy to set up an appointment with, gives very good financial investment/insurance related advise. Mr. Bossenz is someone who you can trust about your financial investments and insurance related matters. It is wonderful doing business with him.
I found Mr. Bossenz by chance on the internet. Since I am not satisfied with the current interest rates on the banks, I asked for advice on the topic: investment. Mr. Bossenz was very patient with me from the beginning as a very skeptical customer and explained everything exactly and provided me with much information. After a third conversation, we developed a complete financial concept for me with a flexible fund portfolio and an optimization of my private pension. I am very satisfied and can definitely recommend Mr. Bossenz.
As an independent choreographer and diploma dance teacher I am dependent on a competent and adaptable counseling, both in the private and professional field. The advice included the topics * private pension with changing income *, * protection in the job (injury of my dancers during the rehearsals / performances, damage in the classroom / in the rehearsals) *, * adjustment of personal insurance (health insurance) *. Mr. Bossenz responded to the myriad of questions and is available both before and after the consultation.
We wanted to put all our insurance and money matters to the test and we were looking for an independent partner. We found Mr. Daniel Bossenz via the internet. And from the beginning everything worked very well. Our first appointment was found quickly. Mr. Bossenz checked all the documents for us very easily and put together improvements and suggestions. Our concept was completed very quickly and we then went through this together and took all necessary steps in the way. We have better conditions now and pay considerably less per year.
I am very impressed by the advice given by Mr Bossenz. I feel personally and competently advised. The products Mr Bossenz recommends are always adapted to my personal needs and I never get the feeling that he wants to sell me something I do not need. Mr Bossenz also offers appointments at short notice and the mood in our meetings has always been relaxed. I will gladly recommend Mr. Bossenz at any time.
I found Daniel to be a very professional and reliable consultant. Highly recommended to anyone searching for help in his field of expertise. Nothing to say against, as the title say: Professional, Reliable and Trustworthy!
Mr. Bossenz advised me optimally and independently on all insurance in the commercial sector. Top recommendation.
They advised me for my comprehensive insurance package, everything from private medical insurance to life insurance. Mr. Bossenz was always available to clarify points on the contracts and went out of his way to facilitate the work.
More than 1.000 customers already trust us
and our philosophy
Independently
Individually
Quality
We compare 370 fund companies, 770 banks and over 34,000 different insurance rates for you and then select the products that suit your goals, your wishes and your life situation. In our recommendations, we pay attention u.a. also on the product quality, economic performance, the return on capital, cost structure or customer satisfaction at the respective provider.
Our promise of quality: We have no „0815 consultation“ and no „sale from the drawer“. We design all investment and financial concepts individually, independently and tailored to your life situation. This includes an analysis of your current life situation and your risk type (see, for example, risk classes for old-age provision), but also of your future plans.
We offer more than 15 years of consulting experience in finance and insurance. We therefore know the stumbling blocks, questionable offers on the market and recommend only first-class products, the best conditions and we only work wwith banks, funds and insurance with a certain size, high quality of service and sufficient financial strength.
Discounts
Service
Fair
As a financial broker we receive from the companies discounts on the tariffs offered on the market and / or better conditions than if you go directly to the bank or the insurer. These discounts and performance upgrades we give 100 percent to our customers, so you will never pay to much and still be well secured.
We are happy to advise you where you feel comfortable. This can be at your home in Berlin or Brandenburg, in your company or via Skype comfortably from the couch. You decide. In case of damage, we support you with questions. We guarantee constant availability for you via a professional back office.
The advice is free for our customers. We receive directly from the companies a brokerage, which are incorporated almost in all products (funds, insurance, financing). You decide for yourself whether to award these brokerage fees to a product-based agent, an online platform without consulting or an independent broker like us.
Your Insurance Broker & Investment Specialist
from Berlin and Brandenburg
We think differently. We advise differently.
Start your journey with us today.
As an independent financial services company with many years of experience in consulting, we know what’s important. We listen carefully and create for you an individual and suitable financial concept from the areas of asset accumulation, retirement planning, hedging and real estate financing.
Analysis, planning, consulting and long-term support are the central instruments of our service. We are completely independent and at the same time always well informed by our partner network.
They are at the forefront of all decisions. Every human being is different. As well as his goals, wishes and initial situation. Investment styles are diverse, investment opportunities as well. Some insurance companies are superfluous while others are mandatory. The supply of funds and insurance is overwhelming. We know the market and guide you as a long-term companion and coach to your very own investment strategy and hedging concept. Our ability is to bring together what fits together. Do not hesitate any longer and ask for an independent second opinion.
The basis of this partnership is trust and sympathy. But we have to get to know each other first. On these pages you get a first impression of who we are and what we do. And if that pleases you, then we would be glad, if we deepen the getting acquainted in a personal conversation.
We look forward to your inquiry.
